5 Ways to Feel Better About Life

Sometimes we need a good pick me up to make us right again and I’m sharing with you some of my favorites that always work for me.

  1. Get up and get out

Image result for putting makeup on

If you’re feeling down it’s so tempting to stay in bed all day watching Netflix and vegging out. But do you ever notice how doing what you want isn’t what you need? The first thing I must do to feel better is to get up, put my make up on and a nice outfit and get out of the house. Once you take a look at your reflection and see how great you look, you’ll instantly feel your mood start to lift.

2. Get a manicure and pedicure

Image result for get a manicure

While you’re sitting and relaxing you can start to unwind from whatever is on your mind. A manicure is so relaxing and afterwards you’re left with clean and pretty nails! It’s just another way to look good and therefore feel good and it never fails to lift my spirits. If you don’t like manicures you could also get a massage or a facial or maybe even a hair cut.

3. Do something for someone else

Image result for help someone hands

Sometimes what you need to do is just get out of your own head. A good way to do this is to stop thinking about your own issues and help someone else with something. This weekend my grandmother was busy making kimchi and I offered to help her since it is a very arduous and time-consuming process. She was glad to have me help and it felt good to be useful for someone. I bet you have some family or friends who can use a helping hand and I bet you’ll feel better for helping them.

4. Sit in a cafe

Image result for french cafe sitting

Sitting down and enjoying a coffee while watching people in the city walk by can really help you think through your issue. Bring along a book and the change in scenery and fresh air will do you some good.

5. Write about it and make some movement

Image result for writing

Whatever is bothering you — write it down. Sometimes if its something that someone did that is bothering me I will write a letter to that person, describing exactly how I feel and exactly what they did. I won’t actually send the letter because the language will probably be quite strong and hurtful, but it does help to get it out so that when I do face the person I can face them more composed and clear- headed since I’ve removed my emotions from the situation. Once the writing is done I encourage you to take the next step to righting what’s wrong. Whether it concerns another person, your work, or a personal issue, make a positive move towards the direction you want to go. It’s so easy to get complacent about a situation, so if you recognize that something isn’t how you want it to be, then take the necessary steps to make it so.

signature

3 Purse Styles That Every Girl Should Own

Today I am talking about perhaps what is my favorite topic: purses. I love every type of purse and some people may consider me to be a “bag snob”. For some people its cars, shoes, or electronics — everyone has their  kryptonite. After years of buying, selling, and admiring purses I’ve amassed quite a bit of knowledge about them and I’ve distilled down all of the different types into what I think are 3 of the most essential ones that a girl should own for most occasions.

 

Cross-body

The Louis Vuitton Saumur is a great high-end option

A cross-body purse is essential for traveling, errands, and other casual events that require your hands to be free and your belongings to be secure. Depending on your taste you can go high-end (Louis Vuitton, Hermès, Givenchy have some great ones) or affordable (Coach, Dooney & Bourke, Fossil are a great value buy) but they should all be made of a relatively durable leather or canvas so that it can see all of the wear and tear of frequent use and still come out shining. One of my favorite cross-body bags is my Louis Vuitton Saumur 30 because of the durable canvas and classic design. The more I use the bag the better it looks because of the golden patina that appears on the vachetta leather.

Dooney & Bourke make great quality handbags for an amazing price

 

Structured Satchel

 

 

The Gramercy satchel by Coach is professional and stylish

Second on my list is a structured satchel because every girl needs a bag they can use for their professional life or for a semi-formal event like a garden party or any event that starts before 6 p.m. The satchel should be a neutral color like a white, beige, taupe, gray, brown, navy blue or black so that it can be worn with  many different outfits, but don’t be afraid to have a little fun with it. The Gramercy satchel pictured above is on trend with its gold studs that adorn the face of the bag but they are very muted so as not to seem unprofessional or casual. This style of purse is probably the second most popular type after the tote so every designer will have their take on the satchel. For high-end options, my favorites are the Louis Vuitton Capucines or Hermès Birkin.

The subtle logo and clean lines on this Louis Vuitton Capucines is what makes it a classy and sophisticated selection

 

 

Tote

This Goyard St. Louis fits everything you need without overly flashy logos

I saved the best for last! The tote is great because the best ones can fit your whole life inside of it, still be comfortable enough to carry around everywhere, and look great. They can be used for work but I would caution against carrying them to events that you want to look very professional because they can seem casual to some. This is bag that can be carried around in your usual daily life and should be in a color that is neutral since it will be used most of the time. Every brand makes tote bags and some of my favorites are the Goyard St. Louis, Louis Vuitton Neverfull, Hermès Garden Party, Longchamp Pilage, Vanessa Bruno Cabas, and Celine Phantom Cabas. There is something so chic and effortless about the tote bag — no wonder everyone carries them!

 

What do you think are essential styles for a girl to own?

 

signature

 

Storytime: You Can’t Buy Manners

I’ve always been interested in all things etiquette and manners because I think its becoming a lost art in our world. I don’t consider myself a snob about it and I understand that a lot of people don’t find it important enough to understand the value of a handwritten thank you note, know which direction to pass the bread, or if its appropriate to use your cell phone at the table. I also understand that what is considered to be socially acceptable behavior changes through time, but there is something about a person who knows how to behave with tact and confidence that makes everyone around them feel more comfortable and welcome. In the end, that is what the purposes of manners are: to make each person in the group feel involved and comfortable with each other.

The reason I am writing about this today is because yesterday I was witness to some very bad manners by some very affluent and (what some people would consider) cultured people. The event was a birthday party for my 1 year old nephew and there were about 20 people including me and my husband at the party. Most of the people that were invited were the parents, grandparents and extended family of the birthday boy, and it was among that group that the offending members could be found. The venue was at a local restaurant chain — a completely acceptable, family-style place, so please don’t think that I’m going to drag them over the coals about not knowing which fork was the salad fork.

Let’s just get into what happened. This was the first time I had brought my husband to an event with me and my sister’s in-laws. They had asked for me to bring him to parties and other gatherings before, but the timing was never quite right so it just didn’t happen. So since this party was a good time for us to both go together, some weeks before this party, I RSVP’d my sister who was organizing it and said that I would be coming and asked if it would be alright if I brought my husband since the invitation said I could bring a guest. She said “of course” and so he came.

We arrive at the party and my brother-in-law greets us and introduces my husband to everyone there. We all sit down to chat with each other and wait for the food to arrive. Part of being a good host means making everyone feel welcome by conversing with those who are seated next to you. My husband was sitting next to me and my sister’s parents-in-law. My husband and the father-in-law make eye contact and my husband nods his head with a “Hello” to him. The father-in-law looks away without a word. Now, I know that the father-in-law is reserved person, but no matter if this may be the case, it is good manners to return a greeting. Being a CEO, one would think that the father-in-law would possess basic table conversation etiquette and at first I thought that perhaps he wasn’t paying attention and didn’t notice, but as the party went on I knew that this wasn’t the case if his family members’ manners were any indication.

I was chatting with the mother-in-law and she’s asking me about work, life and normal things and then asks “So, when are you guys having kids?“. My husband and I don’t have kids and don’t plan on having any anytime soon, so I answer, “We don’t want any.” She goes on to talk about why she’s glad that she had 3 kids and that she was glad to not have been an only child growing up and all of the joy that comes from having a large family. I can understand if someone very close to me, like my mother or sister, asks me this question, but this is considered to be a rude question in most circumstances. Some people want children, but can’t have them, so there’s no reason to offend or inadvertently hurt someone for that fact.

Towards the end of the party, the restaurant brings out a small cake for my nephew to eat and we all sing “happy birthday” to him. After the song, the mother in law and father in law place the cake in front of him to let him have at it. He’s a one year old so at this point in his life I loves touching everything and putting everything in his mouth. So it’s not his fault that he literally smashed cake onto the carpet and sprayed and smeared frosting onto the table, all over himself, his shirt, high-chair and the clothing of those around him. A couple minutes of this would have been enough, but I was horrified to see the mother and father-in-law egging him on until he, the floor and table were covered in cake. I know that people like to let the child smear frosting on themselves for a photo op, but it’s another thing to let the child create a sticky, sugary mess on the restaurant floor and elsewhere as other diners look on at the ruckus. After the pictures were taken, the cake was demolished and the child was taken by his parents to be cleaned, I was feeling bad for the waitress who would have to clean up after the child, so I grabbed some baby wipes and started cleaning up the table and high-chair. Seeing me do this, the mother in law says to me with a look on her face, “Oh honey, don’t do that. Trust me, we are leaving a very good tip for her.” Throwing around your money is no replacement for having good manners and treating others with respect.

When someone has good manners, it elevates all of their good qualities and forgives their bad qualities. When someone has bad manners, it sullies all of their good qualities and emphasizes their bad qualities. This party confirmed those statements for me and made me more conscious of how I treat others despite their privilege or lack thereof. Manners are not inherited and you cannot buy them as we can see from the story above. They are learned, practiced and honed in order to make others around us feel comfortable with us and make the world a more civilized and harmonious place.

signature

 

 

 

 

 

My Top 5 Tips to Save Money

Today I’m delving into a subject that is very different from the normal posts I write about, but its a topic that is very familiar to me because I actually work in private banking as my day job. My dream is to write full-time one day, but in the meantime I’m satisfied with the impact I make on my clients lives as well as the amount of financial experience I gain while working in the banking industry.

So today I wanted to share my top 5 tips for saving money that are the simplest and easiest to for you to incorporate into your life right now.

  1. Pay all of your bills as soon as you receive them

No one needs the drama and stress of getting late payment fees and a ding on their credit report. The simplest way to avoid this is to pay your bills as soon as you receive the bill in the mail. This way, the funds are out of your account immediately so that you can’t spend it, or if you prefer paying all of your bill with a credit card to rack up rewards (like me) you will see the charge immediately on your card so you can adjust your budget for the rest of the month.

2. Set up automatic payments for your bills

This is a way to make tip number one completely fool proof. Most billers will allow you to pay your bills automatically and this gives you one less thing to remember so that you can put your focus and energy for more important things — like writing!

3. Set up automatic transfers to a savings account

You notice a pattern yet? Yes, when possible automate your banking. You can set up automatic transfers to your savings account and decide how much and when these transfers should happen. You can also have your paycheck be split between your checking and savings account as well instead of once it reaches your account, if that is what you prefer. Personally, I have a portion of my paycheck deposited into a savings account at a small, local bank and not the one that I have my main accounts at. I only have a saving account there and no ATM card or online banking so that I am not tempted to use any of it because it would be too much of an inconvenience. There are very few branches for me to visit, so the only way I can find out how much is there is the old fashioned way — calling on the phone. I don’t call often since I can’t be bothered, but when I do I am pleasantly surprised!

4. Avoid credit cards — if they are not right for you!

I use a travel rewards credit card for everything — bills, groceries, gas, purchases — and I’ve racked up a ton of points on it so that I can travel for free when I want. However, I also pay it off completely every single month and have never paid a cent of interest on it. If you have a the discipline to stick to a budget, then using your credit card for purchases is an awesome way to get some real benefits as well as boost your credit score. But, if you’ve found it difficult to pay off the balance each month or are currently in credit card debt — avoid them. Credit cards have the highest interest rate of any credit product so they are notoriously difficult to dig yourself out of should you fall in.

5. Create a realistic budget and check on it often

No matter how much you make, you have a budget. Budgets are for everyone. I don’t care if you work a minimum wage job or are an ER surgeon, if you don’t know how to manage your money, you will eventually find yourself living paycheck to paycheck or living in debt — trust me, I’ve seen it. Anyone who has an interest in living in financial stability and prosperity will follow a budget. It’s all about creating cash flow and savings and this requires your frequent attention. This means you need to check your account often and know if any adjustments need to be made. Try to limit how much your lifestyle expands as you inevitably earn more and save more throughout your life. If your paycheck is $4000 a month and currently save $500 a month and you get a raise and now earn $5000 a month, set up an automatic transfer to save that extra $1500 a month. The numbers are inflated, but you can see how you can use your raise to save faster and do more intelligent things with your money than giving it Nordstrom’s or Best Buy.

These 5 tips are easy and simple, which is what saving needs to be in order for it to get done. We all have enough to deal with in our lives and your personal finances should be as simple as possible to leave space for deepening and discovering your real passions. Money is not the answer to everything, but life is better with it than without it.

signature

 

 

Reflections: Eid Al-Adha 2016

Eid al-adha has begun and will last until Thursday. The most holy of our two holidays in which we remember one of the main trials of Ibrahim’s life — to obey Allah by the sacrifice of his son, Ismail.

Every year this holiday comes and every year I find it very difficult to relate to that level of iman. It’s too incredible for my little brain. The fact is that I just don’t hear about things like that happening nowadays.

If you take a moment and really imagine the story of Ibrahim’s sacrifice as more than just a story you read about, but as what it is — a real historical event — you’ll know what I mean.

What if you heard about an incident with a neighbor who was a good man. A man who was very pious and God-fearing and you hear about what happened with his son who was also very pious and good. You hear that one day he had a dream in which God told him to sacrifice his son to show his faith. Right when he’s about to slit his son’s throat, at the eleventh hour, a miracle happens and he sees that his son has been replaced by a dead ram and that his son is unharmed.

It’s different when you hear it like that, isn’t it? That kind of faith doesn’t exist in everyone or everywhere. I wish I could say that I would do the same if I was in his position. But honestly, I most likely won’t. I don’t know anyone who would either. But that’s why we remember it every year since about 1700 BC.

It was an incredible leap of faith that continues to baffle, awe, and inspire generations of people. It never gets old and it never gets topped.

It makes me look at all of the things I’ve wanted to improve in myself in order to get closer to Allah. One of the most difficult and enduring of which is to memorize the Qur’an. Ever since I converted I’ve had the thought of memorizing this great book gnawing at my brain. Is it the voice of God telling me to do it? I’m guessing not. Most likely it’s just my habit of setting high expectations for myself that is making me want to do this, but still, maybe those thoughts that challenge us to improve and test our strength are the ones we need to listen to.

Just like Ibrahim who listened to a dream he had, maybe we need to listen to our dreams and have some faith in God for everything to work out for us.

signature